"I’m a travel nurse, who had taken a few years away to raise my kids. I had been back six months. The other lenders were requiring a year despite fha saying six months given the years prior to the break. Rick is a very determined guy and I knew from the start, if anyone would get it done, it would be him. Initially I got the preapproval for conventional with 10% down. Which was rather heartbreaking as I’d had my mind set on FHA. A couple weeks before close, Rick got us approved for FHA!! I type this while sitting in my new home. Do the application. You won’t regret it!"

"thank you for your help kindness"

"exience was very good. Very quick to get information always helpful when we need it and always available when we needed them. I would use them again over and over. I have already recommended hem We can't thank you enough for everything you did for us we never thought this would be our realityBut you made it one. We are grateful for this experience.Thank you ! Radfords"

"This was a complicated and very difficult transaction to wade through. However, Rick and his team did outstanding in getting our client to the closing table near our contract date. I will highly recommend Rick !"

"The service we received from Rick Scherer was very professional and helpful. He responded to every question we had in a timely and professional manner and he always made us feel like we were his only clients"

"Rick was undoubtedly the driving force behind my recent home purchase from one state to another. Back in July my rental lease was set to expire in September and I was so over paying the never ending increasing costs to rent. So I started skimming mortgage lenders, came across Rick’s company, started filling out the application and decided not to finish it. Because I didn’t want my phone ringing off the hook by 5 million different agents. Well, here comes Rick a-calling the next day. First best decision, that I’d made on my purchasing journey, was to hear Rick out. I told Rick, I don’t have a pot to piss in, (well, I didn’t say it quite like that), I don’t want to live in a shack and I want to live in Tennessee. He said okay and he’d do everything he could and than he did. He got me a loan that I could afford and he went above and beyond to keep me believing that I will never again have to pay any one else’s mortgage by renting. Rick was the voice that I needed to keep my spirit up, my patience refreshed and my belief strong that I was on the right path. Patience is helpful and none I have. Rick was my patience. He never left it up to me, lol, with my discouraging intrusive thoughts. Rick only had more homes to view, more areas to consider, more paths to explore. Guess what? On August 23rd, I closed on my home in an area of Tennessee that I absolutely love and it’s not a shack. Thanks Rick!"

"Rick and Brenda were absolutely great! Any questions we had they answered quickly and made the process very easy. Our realtor is even putting them on her list of lenders to recommend!! The whole process and advice from Rick was amazing from start to finish!"

"Excellent experience. Knowledgeable, responsive and made the process less stressful."