Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"You were helpful from start to finish during the home buying process! We will definitely be referring others to you in the future. We are thankful to have found such a great company to work with. We are excited about the purchase of our new home!"
Ginger H. Closed Jun 26, 2024
"Smooth and stress-free"
Andre W. Closed Sep 25, 2025
"The service we received from Rick Scherer was very professional and helpful. He responded to every question we had in a timely and professional manner and he always made us feel like we were his only clients"
Dale W. Closed Mar 11, 2025
"Very knowledgeable! Fast approval when local banks wouldn't help us. Greatly appreciated!"
Jonathan F. Closed Jun 28, 2024
"Rick was eager to answer all of my questions. Rick was very supportive and encouraging throughout the entire process. He always took the time to explain every step in simple terms I could understand. Every conversation felt like I was talking to someone who really cared about the people he was working hard for. I will recommend Rick to anyone I know in the market for a house. Thank you again Rick."
Larry D. Closed Jul 10, 2023
"provided exceptional and knowledge of this entire process that made it more palatable to go through the experience of home ownership I could not have done this without Rick and his entire team"
Christine A. Closed Mar 28, 2025
"Rick is awesome and got us closed early. We are so thankful for him!"
Annabelle S. Closed May 22, 2025
"Rick,
Truly thank you for everything you and Brenda have done for us. We never thought we'd ever be able to buy a home and always be in the rent race. It's a depressing and hopeless feeling. You truly have no idea how much this means to us.
We've had to move so many times, and never felt like we were ever "home", because we weren't. We always knew we had to move when our lease is up. We were always restricted by our landlords, even if we wanted to paint our daughter's room or have a small garden. This move was different and surreal for us. To pull up to our first home, where our daughter would grow up, where we could have the chickens we've always wanted and even think about extending our family and having a nursery is beyond words for us.
Thank you for giving a small young family like us a chance, and sticking through it all and fighting for us. You made a difference in our lives, and we wouldn't be here if it wasn't for you.
I wish you and Brenda, nothing but health, wealth and happiness.
- Megan and Randy "
Megan M. Closed Mar 06, 2023
"I really appreciate everything that Axia home loans did for us they answered any and every question we had no matter what it was. I have a beautiful home because of Rick Scherer so thank you very much for everything."
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